Annual Dental Insurance Benefits

Did you know your dental insurance benefits reset every year? It’s true. If your dental insurance plan — like most — is on a calendar year, you have just seven weeks to use the benefits you signed up for with your 2017 plan. Come Jan. 1, 2018, any and all of your paid-for, 2017, unused benefits will disappear.

Here’s How Dental Insurance Works …

Every dental insurance plan has a set limit on how much money the insurance company will pay for your dental treatments in a given year. While the amount varies among insurance companies and plans, the maximum payout amount usually resets each year on January 1. In addition, your dental insurance deductible — which is the amount of money that you must pay out-of-pocket before your insurance company will pay for any dental services — resets each year on January 1.

Why You Should Care About Your Dental Insurance …

Don’t let your dental insurance go to waste!

If you have used your dental insurance at all this year, you’ve probably paid some money towards your annual deductible already. In fact, you may have already paid your deductible off and what’s left on your plan is your coverage. If you don’t use your coverage by Dec. 31, 2017, you will lose it!

The end of the year is a great time to take advantage of everything your dental insurance provides, especially if you have outstanding treatments. By scheduling an appointment today and using your 2017 dental insurance benefits before the New Year, you could be saving yourself hundreds of dollars!

Services to Schedule Before Dec. 31

• Routine Checkups: Many dental insurance plans provide coverage for two checkups a year at six-month intervals. Getting a regular checkup gives your dentist a chance to review your oral health to make sure problems aren’t developing. Plus, you’ll get to enjoy a professionally cleaned and polished smile, which can have you leaving the office feeling like a more radiant, confident you.
  
• Large Treatments: If you need more extensive dental treatments involving multiple visits, the end of the year is the perfect time to get started. This is especially true if you’ve already met your deductible and haven’t hit your annual maximum. Once your deductible is paid, your out-of-pocket expenses can decrease dramatically, making it an ideal situation for larger dental treatments. If you’re getting close to your annual maximum, we can help create a plan to maximize your benefits by splitting your treatment between this year and next, allowing you to use the benefits you have remaining this year and take advantage of your renewed benefits after the New Year. This approach can help minimize out-of-pocket expenses by using your coverage in an optimal way. And, if you need more assistance with making the costs manageable, we have financing options available.

Don’t let your 2017 dental benefits that you’ve already paid for go to waste. Call us today to schedule an appointment before Dec. 31, with your Worthington dentist, Dr. LJ Adam.